About TReDS

TReDS is an online platform set up to facilitate MSMEs to unlock working capital by converting their receivables into cash. TReDS gives capital access to the credit-starved small businesses in India.


The Innovative Platform
Facilitating Financial Security

  • Unified platform for sellers, buyers, and financiers
  • Complete paperless process
  • Easy and quick access to all the funds
  • End-to-end digital platform and payments
  • Competitive discount rates through an auction mechanism
  • Seamless data flow between participants and the platform
  • Standardized and regulated practices

Who can register on TREDS?

The 3 Facets That Keep TReDS Running

MSMEs engaged for at least 1 year since its date of registration in following categories can register on TReDS.


The Seamless Digital Onboarding And Registration Process

01 Registration

01 Online registration

02 Letter of Authorisation/Board Resolution/Declaration

03 Master agreement and general terms and conditions

02 Entity KYC

01 PAN card

02 Address proof

03 CoI, CA, MSME Cetificate

04 MOA and AoA

03 KYC Individuals

01 Identity proof, Signature verification from banker

02 Address proof

04 Statutory and Financials

01 Annual report (2 years), ITR, Account statement

02 Shareholding pattern

03 GST registration number, Udyog Aadhaar, NoA

05 Bank Details

01 Bank mandate

02 Cancelled cheque leaf

WHat does rxil TReds offer?

The Integrated Platform For buyer, sellers and financers

No More Follow-ups
Free your finance team’s bandwidth by facilitating quicker payments to your suppliers through TReDS.
Seamless ERP integration
Seamlessly integrate with your ERP systems for swift, secure, and transparent data exchange.
Enhanced Procurement Terms
Gain improved procurement terms by lowering the cost of capital for your suppliers with competitive price discovery through auction across multiple financiers.
Strengthen Supplier Relationships
Entire digital platform allows for seamless settlement & reconciliation. Streamline vendor payments and empower treasurers to plan and invest surplus cash effectively.
Quicker Payments
Receive funds against approved invoices within 24 working hours without any additional transactional or administrative costs.
Multiple Financiers
MSMEs are not restricted to a single bank. Have the option to choose the lowest bids among the multiple financiers
Without Recourse Borrowing
No obligation on the seller to repay the financier. The buyer’s account is debited automatically through a pre-approved NACH mandate.
Lower Cost of Funds
Transparent bidding process to discover the most suitable price. Sellers can access financing at competitive terms as it is based on the credit rating of the buyer.
Priority Sector Lending benefits
Funds disbursed through RXIL are PSL accredited
Low Risk of Default
As the credit call is on the repayment ability of top-rated buyers, the chances of default are minimized.
Access to Quality Customers
Financiers can access a buyer's ecosystem at a minimal cost.
Automated Reconcillation
Entire digital platform allows for seamless settlement and reconciliation

How TReDS operates via factoring?

The Seller-Initiated Exchange Process

How TReDS operates via reverse factoring?

The Buyer-Initiated Exchange Process